TERMS OF SERVICE

1. INTRODUCTION

Welcome to Finplan.io! By accessing or using our website, you agree to be bound by these Terms of Service (“Terms”). If you do not agree with these Terms, you must not use or access our services. Finplan.io is operated by FInplan IO and offers finance-related content, memes, and educational materials.

2. ELIGIBILITY

You must be at least 13 years old to use our services. By using Finplan.io, you confirm that you meet this age requirement and that any content you submit or interact with complies with our policies.

3. USER-GENERATED CONTENT

You may submit, post, or share memes, comments, and other finance-related content on Finplan.io. By doing so, you grant us a worldwide, non-exclusive, royalty-free license to use, distribute, and display your content in any media format. However, you retain ownership of your content.

Content that violates any laws, contains harmful, offensive, or misleading information, or promotes scams, is strictly prohibited. We reserve the right to remove any content that we find inappropriate.

4. INTELLECTUAL PROPERTY

All content provided by Finplan.io, including but not limited to text, images, graphics, logos, and videos, is the property of Finplan.io or our licensors. You may not copy, distribute, modify, or exploit any of our content without our written consent.

5. ACCEPTABLE USE

You agree to use Finplan.io for lawful purposes only. You must not engage in any activity that interferes with or disrupts our services, including spreading malware, spamming, or attempting to hack our systems.

6. DISCLAIMER OF WARRANTIES

Finplan.io provides content for informational and entertainment purposes only. While we strive to offer accurate and up-to-date information, we make no warranties or guarantees regarding the accuracy or reliability of any content provided on our website.

7. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Finplan.io and its operators are not liable for any damages or losses arising from your use of the website, including but not limited to financial decisions made based on the information or content provided.

8. TERMINATION

We reserve the right to suspend or terminate your access to Finplan.io at any time without prior notice if you violate these Terms or engage in any conduct harmful to our community or operations.

9. GOVERNING LAW

These Terms are governed by and construed in accordance with the laws of Indonesia. Any disputes will be resolved in the courts of Bandung, Indonesia.

10. CHANGES TO THESE TERMS

We may update these Terms from time to time. Your continued use of Finplan.io after any changes signifies your acceptance of the revised Terms.

11. CONTACT INFORMATION

If you have any questions or concerns about these Terms, please contact us at support@finplan.io.